Will Brexit Affect Travel Insurance and Health Cover?


The historic referendum last week looks set to propel the UK out of the EU, and into somewhat unknown territory. The leaders of the UK, EU and EEA have plenty of decisions to make over the next couple of years, including the freedom of movement for UK nationals travelling around EU member states for business or leisure.

As well as costs and border checks, a concern for UK holidaymakers is whether health and travel insurance may become more expensive or complicated following Brexit. Currently, 27 million people throughout the continent rely on their European Health Insurance Card (EHIC) to provide health support on their travels.

The card entitles UK nationals to state-provided medical care in all European Economic Area (EEA) nations as well as Switzerland – with the local services required to treat the EHIC-holders as citizens. However, this may change in the wake of Brexit with Conservative leaders yet to disclose whether the UK will also look to leave the EEA.

The EHIC is an EEA initiative, and a number of countries (including Norway and Iceland) who are members of the EEA, and not the EU, still accept the card. It is possible the UK could adopt this model, and the EHIC may still offer the same cover it does today.

However, more significant changes may be afoot if the UK does not maintain its EEA membership – potentially necessitating a shake-up of travel insurance and health cover.

Other Helpful Links

If you’re wondering how Brexit may affect other aspects of travel, we have compiled answers to some of the most common questions we have been asked following Brexit.

Will I Need a New Passport When We Leave the EU?

Will I Need a Visa to Travel to EU Nations?

Will Brexit Lead to Higher Travel Costs?


Regardless of any upcoming changes in the UK; at Cruise1st, we will continue to offer the very best cruise trips at the lowest possible prices. For a full selection of our fantastic deals, visit our homepage or call our dedicated team on 0808 2746 777.

Will Brexit Affect Travel Insurance and Health Cover?
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Will Brexit Affect Travel Insurance and Health Cover?
Cruise1st explores whether Brexit could affect the cost of travel insurance and health cover for UK holidaymakers.

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Claire has worked in the travel industry since leaving college in 1994. One of this blog's most regular contributors, Claire covers cruise news and industry trends.

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